Different

We pride ourselves on being a bit different, we take the time to thoroughly understand our customers needs and circumstances

 

Transparent

At Honest Finance we believe being Transparent means being completely open

 

Straight Forward

Straight talking advice, we will always be upfront and give you all the facts

Speak to one of our advisers today on  020 809 049 69

Outstanding knowledge,
exceptional service, great results

Traditionally, property finance can be complicated and finding the right mortgage can be daunting and time-consuming. This is why it is imperative to have an expert who can not only help you find the right mortgage, but also help you choose the most suitable mortgage for your needs.

At Honest Finance we specialise in all types of mortgages, whether you are a first-time buyer, home mover, first-time landlord, property investor, or simply looking for a better deal on your mortgage, our priority is to make getting a mortgage as straightforward and stress-free as possible.

The Honest Approach

We are proud to be different in the way we do things – we will always put you first. We have built a successful business by being straightforward, down-to-earth, transparent and honest with our customers.

Our clients are individuals and their circumstances are individual to them, which is why we don’t work to a ‘one size fits all’ solution. Instead we believe in only giving bespoke professional advice, tailored to each individual’s circumstances.

We put you first – always
As our customer, you are our number one priority. We will never be swayed by provider incentives, instead by being an independent mortgage broker we can really look after your needs, with access to exclusive rates and mortgages from across the whole market.
Down-to-earth-approach
We may speak ‘mortgage language’ behind-the-scenes, but we appreciate that not everyone will understand this jargon, that’s why we promise to explain everything in plain English so that you can make an informed decision.
Easy and hassle-free
We will support you at every step, from start to finish. Our team of dedicated mortgage advisers will be on hand to guide you throughout the whole process, making your experience as hassle-free as possible.
We know our stuff
Everyone claims this, but we really do! We’re a young, fresh and forward-thinking business, with a combined 20 years of experience behind us.

Services

Whatever your objectives or circumstances we offer a full range of solutions. Our specialist mortgage and protection advisers have access to the whole market and can provide you with a wide range of products, lenders and insurers to suit your needs.

Mortgages

Whether you are a first-time buyer, seasoned homeowner, first-time landlord, or a property investor, we will always assess your individual circumstances to deliver the most suitable mortgage solution.

We give advice on a wide range of mortgages:

  • First Time Buyer
  • Remortgaging
  • Buy-to-Let Mortgages
  • Shared Ownership
  • Let-to-Buy Mortgages
  • Moving Home Mortgages
    (Porting your existing mortgage)
  • Home Purchase Plan
  • Houses with Multiple Occupancy (HMO’s)
  • Bridging Finance
  • Second Charge Mortgages
  • Shared Equity Mortgages
    (Help to Buy Equity Loans)
  • Complex Mortgages

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Mortgages

Whether you are a first-time buyer, seasoned homeowner, first-time landlord, or a property investor, we will always assess your individual circumstances to deliver the most suitable mortgage solution.

We give advice on a wide range of mortgages:

  • First Time Buyer
  • Remortgaging
  • Buy-to-Let Mortgages
  • Shared Ownership
  • Let-to-Buy Mortgages
  • Moving Home Mortgages (Porting your existing mortgage) 
  • Houses with Multiple Occupancy (HMO’s)
  • Home Purchase Plan
  • Bridging Finance
  • Second Charge Mortgages
  • Shared Equity Mortgages (Help to Buy Equity Loans) 
  • Bad Credit Mortgages

Commercial

Sourcing the right commercial mortgage can be complicated and a time consuming exercise. Honest Finance has considerable expertise in this area, with access to all mainstream and specialist lenders.

We offer the following solutions:

  • Commercial Mortgages 
  • Business Finance 
  • Limited Company Buy-to-Lets
  • Bridging Finance 
  • Development Finance
We may refer enquiries for commercial/development finance to a third party

Commercial

Sourcing the right commercial mortgage can be complicated and a time consuming exercise. Honest Finance has considerable expertise in this area, with access to all mainstream and specialist lenders.

We offer the following solutions:

  • Commercial Mortgages 
  • Business Finance 
  • Limited Company Buy-to-Lets
  • Bridging Finance
  • Development Finance

Protection

We are a responsible broker. We’ll help you protect your home or investment property in case the worst happens. Our expert advisers will assess your individual circumstances and recommend tailored life, critical illness and home insurance solutions for you.

Protecting yourself, your family and your home:

  • Protecting Yourself – Critical Illness Cover
  • Protecting Your Income – Permanent Health Insurance (PHI) or Accident, Sickness  and Unemployment (ASU)
  • Protecting Your Family – Life Insurance 
  • Protecting your Home – Building & Content Insurance
  • Protecting Your Buy-to Let Investment – Landlord Insurance
  • Protecting Your Business – Liability & Indemnity Insurance
  • Protecting Your Health – Private Medical Insurance
Protection plans usually have no cash in value at anytime and will cease at the end of the term. If premiums are not maintained, then cover will lapse. 

Protection

We are a responsible broker. We’ll help you protect your home or investment property in case the worst happens. Our expert advisers will assess your individual circumstances and recommend tailored life, critical illness and home insurance solutions for you.

Protecting yourself, your family and your home:

  • Protecting Yourself – Critical Illness Cover
  • Protecting Your Income – Permanent Health Insurance (PHI) or Accident, Sickness  and Unemployment (ASU)
  • Protecting Your Family – Life Insurance 
  • Protecting your Home – Building & Content Insurance
  • Protecting Your Buy-to Let Investment – Landlord Insurance
  • Protecting Your Business – Liability & Indemnity Insurance
  • Protecting Your Health – Private Medical Insurance

Partners

Honest Finance’s continued growth is in part due to the strong partnerships we have created with established businesses across the country. We take great pride with the partners we work with and ensure we provide each partner and their clients with the highest level of support and guidance. This is why we make sure we meet each company and understand their business needs.

We provide an invaluable service that our partners can offer their clients. Whether you are an estate agent, accountant, solicitor, independent financial adviser, or indeed work in any other sector, we aim to do everything in order to support you and your clients.

Why not join our partner programme?

Access to market leading exclusive mortgage rates for your clients
Tailored bespoke campaigns, please feel free to contact us to discuss any ideas you may have
Seasonal incentives and rewards for all partners
Huge range of resources for your use

To generate extra revenue for your business with a professional and reliable partner, please email us on info@honestfinance.co.uk

Honest Finance really do live up to their name. The Honest team were never busy to answer our calls and queries both in and out of office hours. They were very approachable and thorough in explaining everything to do with our mortgage and protection needs. As working Legal professionals time is of the essence and results are what we want, Honest Finance delivered what we wanted very promptly. I will be in contact with Honest Finance when my mortgage comes up for renewal and will not hesitate in recommending them to others.

Mr & Mrs SyedEnfield, Middlesex

I have used Honest Finance before on my first house purchase and now they are dealing with my re-mortgage. Honest Finance are the best team I have dealt with; they are very knowledgeable and friendly. The team answered all my questions and helped me not only with my re-mortgage but also with my life insurance and acted as a point of contact between solicitors, providing them with all the paperwork necessary for completion. I can’t recommend them highly enough.

Mr SandaSlough

The Team at Honest finance helped secure me a buy to let mortgage at an excellent rate of interest. Being self-employed this was no easy task. They were there every step of the way to assist me with the application. They managed to collate all the necessary documents needed in a very short space of time. They even spoke to my accountant at length on numerous occasions to ensure a speedy resolution. This saved time and expense on my part.

Mr CantarisEpping

I used honest Finance again for a residential mortgage application. Having spent hours researching the internet for mortgage rates and receiving offers from my banks I decided to see if Honest Finance could better the numerous quotations I had already received. They managed to get me a much better rate than i had been quoted and also got me a free valuation and legal fees. Again they helped me every step of the way and ensured I received the best mortgage rate in a short space of time. I would highly recommend Honest Finance to anyone trying to secure a mortgage. All the team are helpful and go over and beyond what you would expect from a standard mortgage broker.

Mr CantarisSurrey

Contact us



Address

Vision 25, Innova Park 

Electric Avenue 

Enfield, Middlesex

EN3 7GD

Phone

0208 090 4969

Email

info@honestfinance.co.uk

YOU VOLUNTARILY CHOOSE TO PROVIDE YOUR PERSONAL DETAILS VIA THIS WEBSITE. PERSONAL INFORMATION WILL BE TREATED AS CONFIDENTIAL BY US AND HELD IN ACCORDANCE WITH THE DATA PROTECTION ACT 1998. YOU AGREE THAT SUCH PERSONAL INFORMATION MAY BE USED TO PROVIDE YOU WITH DETAILS OR SERVICES IN WRITING OR BY TELEPHONE.

EMAIL COMMUNICATIONS ARE NOT SECURE AND FOR THIS REASON HONEST FINANCE LIMITED CANNOT GUARANTEE THE SECURITY OF THE EMAIL, ITS CONTENTS OR THAT IT REMAINS VIRUS FREE ONCE SENT.

The guidance within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Honest Finance Limited is a trading style of  Clever Financial Solutions Limited, which is authorised and regulated by the Financial Conduct Authority. Clever Financial Solutions Limited  is entered on the Financial Services Register (www.fca.org.uk/register under reference 798168). Honest Finance Limited is Registered in England and Wales under registration number 10108023. Registered office Vision 25, Innova Park, Electric Avenue, Enfield, EN3 7GD

A Mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up payments on your mortgage or any other debt secured on it.